Thanks to demonitisation, two villages in Panvel taluka are moving towards cashless economy as Vijaya Bank will distribute 30 point of sales (PoS) machines among commercial units in these villages. Within the next two weeks, all villagers will have bank accounts and the villages will be counted among cashless economies.
Sheetal Teli Ugale, District Collector and District Magistrate of Raigad, has given directions to make all 67 villages in Panvel cashless, starting with Koproli and Deriwali.
The Gram Sabha of Koproli and Deriwali have been called on December 26, when bank accounts of all villagers will be opened. Deepak Akade, Tehsidar of Panvel taluka said, “We have distributed the necessary forms among villagers and during the next Gram Sabha bank accounts will be opened.” He added that they received an overwhelming response from villagers during their meeting on Saturday where senior officials of Vijaya Bank were also present.
Responding to the call of PM Modi, Ugale held meetings with officials and decided to make villages cashless. As per the 2011 census, population of Koproli and Deriwali villages is 1113 and 1212, respectively. However, in the last couple of years, there are a number of housing projects that have come up and the population in these villages has risen to a total of 4000. All the businessmen have been told to open current accounts. “There are 27 shops in Koproli and 20 in Deriwali and they have been asked to open current accounts by this month,” said Akade.
In comparison to other villages, the literacy rates of these two villages are more encouraging. Koproli has 84% literacy rate while Derwali has 81%. “Since the literacy of these villages are high, we found it easier to convince them,” said Akade, adding that women of the village have a lot interest in this new mode of payment.
On December 17, Vijaya Bank officials and Raigad district officials held a meeting with about 200 villagers.“We informed them about the security features that will protect their savings, and also about various methods of electronic payments like credit cards, debit cards, net banking, RuPay, Aadhar card among others,” said Akade.